1. Introduction
Welcome to Genofin Labs. These Terms of Service ("Terms") govern your access to and use of our website, applications, and services, including but not limited to Arthik360, ArthikSalah, FinLab PMS, and our AI-powered tools (collectively, the "Platform"). These Terms constitute a binding legal agreement between you and Genofin Labs Pvt Ltd ("Genofin Labs," "we," "us," or "our").
By accessing or using our Platform, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these terms, you may not use the Platform.
2. Eligibility
You must be at least 18 years of age and competent to enter into a binding contract to use our Platform. By using the Platform, you represent and warrant that you meet these eligibility requirements. We reserve the right to refuse access to any user who does not comply with these terms.
3. Our Services and Disclaimers
The Genofin Labs Platform provides financial tools, data analysis, and informational content. The content provided, including outputs from our AI tools, is for informational purposes only and should not be construed as professional financial, investment, legal, or tax advice.
You should not rely solely on the information provided on the Platform for making financial decisions. Always seek the advice of a qualified professional. We do not guarantee the accuracy, completeness, or timeliness of any information on the Platform.
4. KYC and Investment Account
Before availing certain products or services on the Platform, you may be required to complete all prescribed Know Your Customer (KYC) requirements with the relevant KYC Registration Agency, as mandated by SEBI guidelines and/or as per directives issued by regulatory or governmental agencies. The completion of KYC may be a prerequisite for accessing advanced features of our products.
5. User Accounts
To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials (username and password) and for all activities that occur under your account. You agree to provide accurate and complete information and to update it as necessary. You may not create an account for anyone other than yourself.
6. Intellectual Property Rights
All content on the Platform, including text, graphics, logos, icons, and software, is the exclusive property of Genofin Labs or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
7. Prohibited Uses
You agree to use the Platform only for lawful purposes. You are prohibited from:
- Using the Platform for any fraudulent or unlawful purpose.
- Uploading or transmitting viruses, malware, or other harmful code.
- Scraping, data mining, or using any automated means to collect information from the Platform without permission.
- Interfering with the security or operation of the Platform.
- Using our AI tools to generate illegal, harmful, infringing, or unethical content.
8. Limitation of Liability
The Platform is provided "as is" and "as available" without warranties of any kind. To the fullest extent permitted by law, Genofin Labs disclaims all liability for any direct, indirect, incidental, special, or consequential damages arising from your use of or inability to use the Platform, even if we have been advised of the possibility of such damages.
9. Indemnification
You agree to indemnify, defend, and hold harmless Genofin Labs, its officers, directors, employees, and agents from any claims, liabilities, damages, and costs (including reasonable attorneys' fees) arising from your use of the Platform or your violation of these Terms.
10. Changes to These Terms
We reserve the right to modify these Terms at any time. We will notify you of significant changes by posting the updated Terms on the Platform. Your continued use of the Platform after such changes constitutes your acceptance of the new Terms.
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Thane, Maharashtra, India.
12. Contact Us
If you have any questions about these Terms of Service, please contact us at service@genofinlabs.com.